Even Without A Car You Can Have An Accident

>> Thursday, April 29, 2010

Reviewing a new clients insurance.  The corporation owns no cars.  They also have no coverage for an auto accident.

"So what?" says my client.

Your employee is driving to an appointment in her own car.  She causes an accident.

She is going to get sued and so are you - as employers are responsible for the actions of their employees.

Buy non-owned auto liability insurance.

2 Comments:

Noyes Hall & Allen Insurance April 29, 2010 3:00 PM  

Scott, this is one of the most concise and practical descriptions of why businesses should buy non-owned auto insurance that I've ever seen. It's amazing how many businesses don't have this inexpensive coverage. Great job!

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Scott Simmonds fixes broken insurance, uncertain coverage, and painful premiums. He consults on, but never sells, insurance.

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